Call reports 2022
OUTDOOR BANK — 2022
What OUTDOOR BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 437,135,000 | 399,758,000 | 426,149,000 | 439,956,000 |
| Total loans | 281,367,000 | 290,715,000 | 326,026,000 | 341,827,000 |
| Allowance for loan losses | 2,552,000 | 3,000,000 | 3,815,000 | 4,623,000 |
| Securities available for sale | 4,847,000 | 4,081,000 | 3,938,000 | 3,900,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 369,256,000 | 336,567,000 | 356,827,000 | 370,301,000 |
| Interest-bearing deposits | 191,810,000 | 210,504,000 | 233,659,000 | 259,389,000 |
| Noninterest-bearing deposits | 177,446,000 | 126,063,000 | 123,168,000 | 110,912,000 |
| Equity capital | 52,366,000 | 52,768,000 | 53,955,000 | 54,692,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,118,000 | 8,671,000 | 14,137,000 | 20,220,000 |
| Interest expense | 311,000 | 595,000 | 1,248,000 | 2,489,000 |
| Net interest income | 3,807,000 | 8,076,000 | 12,889,000 | 17,731,000 |
| Noninterest income | 373,000 | 636,000 | 942,000 | 1,177,000 |
| Noninterest expense | 3,073,000 | 6,619,000 | 9,715,000 | 12,874,000 |
| Provision for loan losses | 450,000 | 900,000 | 1,600,000 | 2,800,000 |
| Pretax income | 657,000 | 1,193,000 | 2,516,000 | 3,234,000 |
| Income tax | 29,000 | 46,000 | 103,000 | 132,000 |
| Net income | 628,000 | 1,147,000 | 2,413,000 | 3,102,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,195,000 | 45,030,000 | 46,588,000 | 47,573,000 |