Call reports 2021
OUTDOOR BANK — 2021
What OUTDOOR BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 259,156,000 | 251,208,000 | 438,340,000 | 434,572,000 |
| Total loans | 185,543,000 | 186,581,000 | 257,586,000 | 270,627,000 |
| Allowance for loan losses | 1,460,000 | 1,628,000 | 2,273,000 | 2,354,000 |
| Securities available for sale | 6,159,000 | 6,045,000 | 5,680,000 | 5,124,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 217,073,000 | 208,610,000 | 369,901,000 | 366,672,000 |
| Interest-bearing deposits | 160,933,000 | 154,418,000 | 298,655,000 | 287,864,000 |
| Noninterest-bearing deposits | 56,140,000 | 54,192,000 | 71,246,000 | 78,808,000 |
| Equity capital | 26,605,000 | 27,091,000 | 52,524,000 | 51,919,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 2,914,000 | 5,793,000 | 9,604,000 | 13,892,000 |
| Interest expense | 449,000 | 823,000 | 1,193,000 | 1,539,000 |
| Net interest income | 2,465,000 | 4,970,000 | 8,411,000 | 12,353,000 |
| Noninterest income | 175,000 | 374,000 | 656,000 | 941,000 |
| Noninterest expense | 2,029,000 | 4,105,000 | 6,930,000 | 10,912,000 |
| Provision for loan losses | 350,000 | 500,000 | 1,065,000 | 1,920,000 |
| Pretax income | 261,000 | 739,000 | 1,072,000 | 462,000 |
| Income tax | 18,000 | 39,000 | 53,000 | 26,000 |
| Net income | 243,000 | 700,000 | 1,019,000 | 436,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,991,000 | 24,575,000 | 43,542,000 | 43,274,000 |