Call reports 2020
OUTDOOR BANK — 2020
What OUTDOOR BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 265,723,000 | 270,261,000 | 262,045,000 | 259,469,000 |
| Total loans | 196,564,000 | 196,252,000 | 188,015,000 | 187,085,000 |
| Allowance for loan losses | 900,000 | 1,739,000 | 1,807,000 | 800,000 |
| Securities available for sale | 7,851,000 | 7,808,000 | 7,649,000 | 6,998,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 226,141,000 | 224,005,000 | 215,713,000 | 217,416,000 |
| Interest-bearing deposits | 182,583,000 | 175,970,000 | 168,289,000 | 163,339,000 |
| Noninterest-bearing deposits | 43,558,000 | 48,035,000 | 47,424,000 | 54,077,000 |
| Equity capital | 28,387,000 | 26,969,000 | 26,881,000 | 26,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 3,308,000 | 6,094,000 | 8,727,000 | 11,680,000 |
| Interest expense | 935,000 | 1,687,000 | 2,328,000 | 2,899,000 |
| Net interest income | 2,373,000 | 4,407,000 | 6,399,000 | 8,781,000 |
| Noninterest income | 226,000 | 213,000 | 398,000 | 578,000 |
| Noninterest expense | 2,314,000 | 5,173,000 | 7,284,000 | 9,402,000 |
| Provision for loan losses | 380,000 | 1,230,000 | 1,410,000 | 2,960,000 |
| Pretax income | -95,000 | -1,783,000 | -1,897,000 | -3,003,000 |
| Income tax | -143,000 | -216,000 | -221,000 | -273,000 |
| Net income | 48,000 | -1,567,000 | -1,676,000 | -2,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 25,456,000 | 23,984,000 | 24,020,000 | 23,691,000 |