Call reports 2016
OUTDOOR BANK — 2016
What OUTDOOR BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 50,278,000 | 57,131,000 | 64,036,000 | 66,009,000 |
| Total loans | 41,398,000 | 49,961,000 | 56,266,000 | 56,539,000 |
| Allowance for loan losses | 619,000 | 709,000 | 812,000 | 820,000 |
| Securities available for sale | 2,833,000 | 990,000 | 857,000 | 734,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 42,174,000 | 51,019,000 | 57,787,000 | 59,618,000 |
| Interest-bearing deposits | 37,467,000 | 46,113,000 | 51,892,000 | 53,895,000 |
| Noninterest-bearing deposits | 4,707,000 | 4,906,000 | 5,895,000 | 5,723,000 |
| Equity capital | 5,723,000 | 5,840,000 | 5,921,000 | 6,088,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 701,000 | 1,505,000 | 2,414,000 | 3,276,000 |
| Interest expense | 130,000 | 300,000 | 500,000 | 714,000 |
| Net interest income | 571,000 | 1,205,000 | 1,914,000 | 2,562,000 |
| Noninterest income | 36,000 | 56,000 | 87,000 | 108,000 |
| Noninterest expense | 546,000 | 993,000 | 1,493,000 | 1,983,000 |
| Provision for loan losses | 60,000 | 151,000 | 254,000 | 262,000 |
| Pretax income | 1,000 | 170,000 | 307,000 | 478,000 |
| Income tax | 0 | 0 | 51,000 | 51,000 |
| Net income | 1,000 | 170,000 | 256,000 | 427,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,357,000 | 5,643,000 | 5,779,000 | 6,088,000 |
| Total capital | 5,840,000 | 6,211,000 | 6,411,000 | 6,847,000 |
| Risk-weighted assets | 38,350,000 | 45,215,000 | 50,350,000 | 60,681,000 |