Call reports 2015
OUTDOOR BANK — 2015
What OUTDOOR BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 43,938,000 | 43,236,000 | 46,066,000 | 47,042,000 |
| Total loans | 32,664,000 | 34,282,000 | 34,965,000 | 36,293,000 |
| Allowance for loan losses | 499,000 | 508,000 | 516,000 | 559,000 |
| Securities available for sale | 4,584,000 | 4,348,000 | 4,380,000 | 3,997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 38,216,000 | 30,435,000 | 40,110,000 | 40,123,000 |
| Interest-bearing deposits | 33,562,000 | 25,955,000 | 35,098,000 | 34,892,000 |
| Noninterest-bearing deposits | 4,654,000 | 4,480,000 | 5,012,000 | 5,231,000 |
| Equity capital | 5,552,000 | 5,627,000 | 5,699,000 | 5,721,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 497,000 | 1,116,000 | 1,758,000 | 2,341,000 |
| Interest expense | 76,000 | 157,000 | 262,000 | 378,000 |
| Net interest income | 421,000 | 959,000 | 1,496,000 | 1,963,000 |
| Noninterest income | 22,000 | 43,000 | 64,000 | 100,000 |
| Noninterest expense | 361,000 | 778,000 | 1,286,000 | 1,746,000 |
| Provision for loan losses | 77,000 | 86,000 | 95,000 | 137,000 |
| Pretax income | 5,000 | 138,000 | 179,000 | 180,000 |
| Income tax | 0 | 0 | 22,000 | 22,000 |
| Net income | 5,000 | 138,000 | 157,000 | 158,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,257,000 | 5,391,000 | 5,431,000 | 5,473,000 |
| Total capital | 5,662,000 | 5,752,000 | 5,833,000 | 5,906,000 |
| Risk-weighted assets | 32,333,000 | 28,620,000 | 31,895,000 | 34,718,000 |