Call reports 2014
OUTDOOR BANK — 2014
What OUTDOOR BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 32,067,000 | 36,070,000 | 38,595,000 | 41,096,000 |
| Total loans | 24,006,000 | 28,139,000 | 27,106,000 | 27,297,000 |
| Allowance for loan losses | 376,000 | 419,000 | 425,000 | 425,000 |
| Securities available for sale | 3,346,000 | 3,969,000 | 4,255,000 | 4,177,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 28,150,000 | 32,100,000 | 33,457,000 | 35,413,000 |
| Interest-bearing deposits | 24,823,000 | 28,005,000 | 29,457,000 | 30,107,000 |
| Noninterest-bearing deposits | 3,327,000 | 4,095,000 | 4,000,000 | 5,306,000 |
| Equity capital | 3,829,000 | 3,873,000 | 4,919,000 | 5,525,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 405,000 | 865,000 | 1,350,000 | 1,796,000 |
| Interest expense | 60,000 | 123,000 | 195,000 | 269,000 |
| Net interest income | 345,000 | 742,000 | 1,155,000 | 1,527,000 |
| Noninterest income | 24,000 | 51,000 | 73,000 | 98,000 |
| Noninterest expense | 371,000 | 738,000 | 1,112,000 | 1,454,000 |
| Provision for loan losses | 48,000 | 91,000 | 97,000 | 97,000 |
| Pretax income | -50,000 | -36,000 | 19,000 | 74,000 |
| Income tax | 0 | 0 | 0 | -104,000 |
| Net income | -50,000 | -36,000 | 19,000 | 178,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,807,000 | 3,845,000 | 4,885,000 | 5,252,000 |
| Total capital | 4,096,000 | 4,186,000 | 5,228,000 | 5,608,000 |
| Risk-weighted assets | 23,041,000 | 27,228,000 | 27,328,000 | 28,419,000 |