Call reports 2003
OUTDOOR BANK — 2003
What OUTDOOR BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 6,121,000 | 6,240,000 | 6,394,000 | 6,143,000 |
| Total loans | 245,000 | 250,000 | 235,000 | 192,000 |
| Allowance for loan losses | 39,000 | 28,000 | 18,000 | 18,000 |
| Securities available for sale | 1,542,000 | 740,000 | 731,000 | 725,000 |
| Securities held to maturity | 1,113,000 | 1,110,000 | 1,107,000 | 1,004,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 3,915,000 | 4,031,000 | 4,198,000 | 3,976,000 |
| Interest-bearing deposits | 3,217,000 | 3,313,000 | 3,320,000 | 3,108,000 |
| Noninterest-bearing deposits | 698,000 | 718,000 | 878,000 | 868,000 |
| Equity capital | 2,177,000 | 2,180,000 | 2,171,000 | 2,153,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 45,000 | 85,000 | 122,000 | 153,000 |
| Interest expense | 14,000 | 28,000 | 42,000 | 53,000 |
| Net interest income | 31,000 | 57,000 | 80,000 | 100,000 |
| Noninterest income | 5,000 | 11,000 | 17,000 | 23,000 |
| Noninterest expense | 39,000 | 78,000 | 119,000 | 170,000 |
| Provision for loan losses | 0 | 0 | -20,000 | -20,000 |
| Pretax income | -3,000 | -10,000 | -2,000 | -27,000 |
| Income tax | 0 | 0 | 0 | -5,000 |
| Net income | -3,000 | 0 | -2,000 | -22,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,156,000 | 2,159,000 | 2,157,000 | 2,138,000 |
| Total capital | 2,176,000 | 2,179,000 | 2,175,000 | 2,156,000 |
| Risk-weighted assets | 1,552,000 | 1,574,000 | 1,602,000 | 1,526,000 |