Call reports 2002
HARRIS BANK WOODSTOCK — 2002
What HARRIS BANK WOODSTOCK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 235,708,000 | 235,182,000 | 227,122,000 | 221,943,000 |
| Total loans | 174,066,000 | 175,385,000 | 171,660,000 | 177,748,000 |
| Allowance for loan losses | 1,690,000 | 1,777,000 | 1,857,000 | 1,956,000 |
| Securities available for sale | 54,950,000 | 48,250,000 | 49,142,000 | 38,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 201,951,000 | 213,047,000 | 201,236,000 | 198,265,000 |
| Interest-bearing deposits | 191,314,000 | 201,514,000 | 190,121,000 | 186,650,000 |
| Noninterest-bearing deposits | 10,637,000 | 11,533,000 | 11,115,000 | 11,615,000 |
| Equity capital | 20,017,000 | 20,629,000 | 20,696,000 | 20,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,242,000 | 6,578,000 | 9,836,000 | 12,867,000 |
| Interest expense | 1,165,000 | 2,262,000 | 3,344,000 | 4,296,000 |
| Net interest income | 2,077,000 | 4,316,000 | 6,492,000 | 8,571,000 |
| Noninterest income | 448,000 | 895,000 | 1,444,000 | 1,918,000 |
| Noninterest expense | 1,600,000 | 3,249,000 | 4,938,000 | 6,467,000 |
| Provision for loan losses | 93,000 | 186,000 | 319,000 | 436,000 |
| Pretax income | 835,000 | 1,792,000 | 2,695,000 | 3,602,000 |
| Income tax | 249,000 | 546,000 | 827,000 | 1,115,000 |
| Net income | 586,000 | 1,246,000 | 1,868,000 | 2,487,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,501,000 | 19,937,000 | 19,836,000 | 19,881,000 |
| Total capital | 21,191,000 | 21,714,000 | 21,693,000 | 21,837,000 |
| Risk-weighted assets | 154,120,000 | 155,463,000 | 154,048,000 | 162,945,000 |