Call reports 2001
HARRIS BANK WOODSTOCK — 2001
What HARRIS BANK WOODSTOCK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 225,496,000 | 236,363,000 | 226,161,000 | 229,602,000 |
| Total loans | 146,186,000 | 150,793,000 | 161,515,000 | 151,228,000 |
| Allowance for loan losses | 1,539,000 | 1,569,000 | 1,519,000 | 1,602,000 |
| Securities available for sale | 68,229,000 | 71,909,000 | 52,573,000 | 66,157,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 204,291,000 | 215,172,000 | 204,486,000 | 208,251,000 |
| Interest-bearing deposits | 193,909,000 | 204,118,000 | 193,842,000 | 196,685,000 |
| Noninterest-bearing deposits | 10,382,000 | 11,054,000 | 10,644,000 | 11,566,000 |
| Equity capital | 19,406,000 | 19,484,000 | 19,861,000 | 19,759,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 3,896,000 | 7,623,000 | 11,315,000 | 14,790,000 |
| Interest expense | 2,198,000 | 4,110,000 | 5,898,000 | 7,345,000 |
| Net interest income | 1,698,000 | 3,513,000 | 5,417,000 | 7,445,000 |
| Noninterest income | 405,000 | 876,000 | 1,331,000 | 1,794,000 |
| Noninterest expense | 1,508,000 | 3,141,000 | 4,785,000 | 6,474,000 |
| Provision for loan losses | 39,000 | 78,000 | 117,000 | 230,000 |
| Pretax income | 556,000 | 1,269,000 | 2,118,000 | 2,807,000 |
| Income tax | 144,000 | 335,000 | 585,000 | 772,000 |
| Net income | 412,000 | 934,000 | 1,533,000 | 2,035,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,587,000 | 18,785,000 | 19,011,000 | 19,139,000 |
| Total capital | 20,126,000 | 20,354,000 | 20,530,000 | 20,741,000 |
| Risk-weighted assets | 141,725,000 | 145,342,000 | 148,459,000 | 138,069,000 |