Call reports 2026
FIRST STATE BANK OF THE SOUTH, INC. — 2026
What FIRST STATE BANK OF THE SOUTH, INC. reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 129,427,000 | 130,715,000 |
| Total loans | 61,193,000 | 57,203,000 |
| Allowance for loan losses | 639,000 | 653,000 |
| Securities available for sale | 48,723,000 | 50,022,000 |
| Securities held to maturity | 500,000 | 500,000 |
| Trading assets | 0 | 0 |
| Total deposits | 108,166,000 | 109,154,000 |
| Interest-bearing deposits | 81,200,000 | 83,516,000 |
| Noninterest-bearing deposits | 26,966,000 | 25,638,000 |
| Equity capital | 19,477,000 | 19,821,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 1,654,000 | 3,282,000 |
| Interest expense | 489,000 | 970,000 |
| Net interest income | 1,165,000 | 2,312,000 |
| Noninterest income | 163,000 | 323,000 |
| Noninterest expense | 853,000 | 1,736,000 |
| Provision for loan losses | 29,000 | 39,000 |
| Pretax income | 446,000 | 860,000 |
| Income tax | 95,000 | 180,000 |
| Net income | 351,000 | 680,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 21,047,000 | 21,376,000 |