Call reports 2019

FIRST STATE BANK OF THE SOUTH, INC. — 2019

Name: FIRST STATE BANK OF THE SOUTH, INC. — FFIEC call report 2019
Creator: FIRST STATE BANK OF THE SOUTH, INC.

What FIRST STATE BANK OF THE SOUTH, INC. reported to the FFIEC in 2019, quarter by quarter.

PERIOD: 2019SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a613bb7f-d52e-4e8f-96ae-7fcb5e8f02e7/2019

Balance sheet

What the bank holds and owes at quarter end

Measure	2019Q1	2019Q2	2019Q3	2019Q4
Total assets	103,558,000	102,844,000	103,385,000	107,859,000
Total loans	37,953,000	40,546,000	40,724,000	43,388,000
Allowance for loan losses	392,000	422,000	413,000	417,000
Securities available for sale	42,962,000	42,007,000	40,119,000	37,587,000
Securities held to maturity	532,000	502,000	502,000	501,000
Trading assets	0	0	0	0
Total deposits	85,659,000	84,321,000	84,300,000	89,271,000
Interest-bearing deposits	61,887,000	61,693,000	61,771,000	66,300,000
Noninterest-bearing deposits	23,772,000	22,628,000	22,529,000	22,971,000
Equity capital	16,228,000	16,788,000	17,149,000	16,780,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2019Q1	2019Q2	2019Q3	2019Q4
Interest income	1,007,000	2,058,000	3,131,000	4,157,000
Interest expense	148,000	318,000	500,000	675,000
Net interest income	859,000	1,740,000	2,631,000	3,482,000
Noninterest income	247,000	464,000	693,000	942,000
Noninterest expense	869,000	1,722,000	2,589,000	3,429,000
Provision for loan losses	46,000	101,000	101,000	126,000
Pretax income	234,000	465,000	718,000	979,000
Income tax	44,000	87,000	135,000	179,000
Net income	190,000	378,000	583,000	800,000

Basel measures — not reported for every quarter

Measure	2019Q1	2019Q2	2019Q3	2019Q4
Tier 1 capital	16,333,000	16,521,000	16,726,000	16,588,000
Total capital	16,725,000	16,943,000	17,139,000	17,005,000
Risk-weighted assets	63,900,000	65,808,000	66,163,000	68,958,000