Call reports 2009

FIRST STATE BANK OF THE SOUTH, INC. — 2009

Name: FIRST STATE BANK OF THE SOUTH, INC. — FFIEC call report 2009
Creator: FIRST STATE BANK OF THE SOUTH, INC.

What FIRST STATE BANK OF THE SOUTH, INC. reported to the FFIEC in 2009, quarter by quarter.

PERIOD: 2009SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a613bb7f-d52e-4e8f-96ae-7fcb5e8f02e7/2009

Balance sheet

What the bank holds and owes at quarter end

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Total assets	89,541,000	89,969,000	95,162,000	94,971,000
Total loans	35,254,000	35,546,000	38,724,000	38,316,000
Allowance for loan losses	413,000	394,000	383,000	226,000
Securities available for sale	31,335,000	30,901,000	30,984,000	30,370,000
Securities held to maturity	4,332,000	10,547,000	10,390,000	11,056,000
Trading assets	0	0	0	0
Total deposits	74,071,000	74,066,000	75,159,000	75,105,000
Interest-bearing deposits	62,667,000	62,846,000	64,853,000	64,708,000
Noninterest-bearing deposits	11,404,000	11,220,000	10,306,000	10,397,000
Equity capital	10,836,000	11,266,000	12,254,000	12,236,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Interest income	1,134,000	2,275,000	3,437,000	4,564,000
Interest expense	390,000	757,000	1,099,000	1,432,000
Net interest income	744,000	1,518,000	2,338,000	3,132,000
Noninterest income	187,000	378,000	583,000	867,000
Noninterest expense	671,000	1,342,000	2,042,000	2,801,000
Provision for loan losses	150,000	150,000	150,000	150,000
Pretax income	250,000	544,000	869,000	1,168,000
Income tax	48,000	109,000	168,000	243,000
Net income	202,000	435,000	701,000	925,000

Basel measures — not reported for every quarter

Measure	2009Q1	2009Q2	2009Q3	2009Q4
Tier 1 capital	11,519,000	11,752,000	12,018,000	12,242,000
Total capital	11,932,000	12,146,000	12,401,000	12,468,000
Risk-weighted assets	56,063,000	56,408,000	59,483,000	56,491,000