Call reports 2002

FIRST STATE BANK OF THE SOUTH, INC. — 2002

Name: FIRST STATE BANK OF THE SOUTH, INC. — FFIEC call report 2002
Creator: FIRST STATE BANK OF THE SOUTH, INC.

What FIRST STATE BANK OF THE SOUTH, INC. reported to the FFIEC in 2002, quarter by quarter.

PERIOD: 2002SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/a613bb7f-d52e-4e8f-96ae-7fcb5e8f02e7/2002

Balance sheet

What the bank holds and owes at quarter end

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Total assets	88,686,000	89,753,000	89,301,000	87,846,000
Total loans	27,207,000	28,136,000	28,366,000	28,655,000
Allowance for loan losses	397,000	394,000	381,000	380,000
Securities available for sale	49,247,000	49,766,000	44,833,000	44,754,000
Securities held to maturity	1,841,000	1,827,000	4,329,000	3,457,000
Trading assets	0	0	0	0
Total deposits	79,492,000	79,304,000	78,434,000	76,564,000
Interest-bearing deposits	71,024,000	71,077,000	69,914,000	68,627,000
Noninterest-bearing deposits	8,468,000	8,227,000	8,520,000	7,937,000
Equity capital	8,677,000	9,831,000	10,167,000	10,524,000

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Interest income	1,367,000	2,770,000	4,055,000	5,323,000
Interest expense	613,000	1,164,000	1,684,000	2,152,000
Net interest income	754,000	1,606,000	2,371,000	3,171,000
Noninterest income	176,000	380,000	576,000	758,000
Noninterest expense	598,000	1,175,000	1,776,000	2,402,000
Provision for loan losses	9,000	29,000	116,000	134,000
Pretax income	330,000	790,000	1,035,000	1,373,000
Income tax	90,000	235,000	310,000	453,000
Net income	240,000	555,000	725,000	920,000

Basel measures — not reported for every quarter

Measure	2002Q1	2002Q2	2002Q3	2002Q4
Tier 1 capital	9,201,000	9,515,000	9,686,000	9,881,000
Total capital	9,598,000	9,909,000	10,067,000	10,261,000
Risk-weighted assets	48,805,000	49,288,000	43,581,000	43,358,000