Call reports 2025
CLEAR FORK BANK NATIONAL ASSOCIATION — 2025
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 921,133,000 | 894,762,000 | 965,479,000 | 984,345,000 |
| Total loans | 690,829,000 | 709,914,000 | 744,207,000 | 776,926,000 |
| Allowance for loan losses | 8,758,000 | 8,557,000 | 8,621,000 | 8,789,000 |
| Securities available for sale | 98,714,000 | 95,693,000 | 95,301,000 | 103,042,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 822,825,000 | 783,958,000 | 834,345,000 | 872,298,000 |
| Interest-bearing deposits | 607,655,000 | 524,991,000 | 649,894,000 | 687,139,000 |
| Noninterest-bearing deposits | 215,170,000 | 258,967,000 | 184,451,000 | 185,159,000 |
| Equity capital | 90,522,000 | 91,303,000 | 95,581,000 | 101,374,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 15,228,000 | 30,938,000 | 47,840,000 | 65,042,000 |
| Interest expense | 5,554,000 | 11,067,000 | 16,641,000 | 22,009,000 |
| Net interest income | 9,674,000 | 19,871,000 | 31,199,000 | 43,033,000 |
| Noninterest income | 571,000 | 1,189,000 | 1,826,000 | 2,399,000 |
| Noninterest expense | 6,395,000 | 13,173,000 | 19,750,000 | 26,352,000 |
| Provision for loan losses | 0 | 250,000 | 250,000 | 350,000 |
| Pretax income | 3,850,000 | 7,637,000 | 13,025,000 | 18,730,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,850,000 | 7,637,000 | 13,025,000 | 18,730,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 91,458,000 | 92,264,000 | 96,161,000 | 101,867,000 |