Call reports 2023
CLEAR FORK BANK NATIONAL ASSOCIATION — 2023
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 790,606,000 | 784,115,000 | 795,818,000 | 841,993,000 |
| Total loans | 561,597,000 | 580,502,000 | 597,935,000 | 619,267,000 |
| Allowance for loan losses | 6,669,000 | 7,342,000 | 7,419,000 | 10,602,000 |
| Securities available for sale | 135,420,000 | 128,765,000 | 126,404,000 | 124,562,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 683,359,000 | 674,485,000 | 681,023,000 | 723,660,000 |
| Interest-bearing deposits | 482,053,000 | 480,517,000 | 492,576,000 | 532,964,000 |
| Noninterest-bearing deposits | 201,306,000 | 193,968,000 | 188,447,000 | 190,696,000 |
| Equity capital | 78,277,000 | 79,591,000 | 83,275,000 | 86,170,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 9,728,000 | 21,420,000 | 33,703,000 | 46,728,000 |
| Interest expense | 1,381,000 | 4,914,000 | 8,702,000 | 13,088,000 |
| Net interest income | 8,347,000 | 16,506,000 | 25,001,000 | 33,640,000 |
| Noninterest income | 453,000 | 970,000 | 1,707,000 | 2,316,000 |
| Noninterest expense | 4,338,000 | 9,085,000 | 13,770,000 | 18,811,000 |
| Provision for loan losses | 0 | 586,000 | 586,000 | 3,695,000 |
| Pretax income | 4,431,000 | 7,774,000 | 12,321,000 | 13,419,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 4,431,000 | 7,774,000 | 12,321,000 | 13,419,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 80,888,000 | 83,238,000 | 87,287,000 | 88,385,000 |