Call reports 2020
CLEAR FORK BANK NATIONAL ASSOCIATION — 2020
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 548,038,000 | 574,777,000 | 587,447,000 | 603,664,000 |
| Total loans | 400,378,000 | 415,354,000 | 416,233,000 | 411,811,000 |
| Allowance for loan losses | 8,720,000 | 10,243,000 | 11,752,000 | 11,939,000 |
| Securities available for sale | 133,175,000 | 129,803,000 | 119,239,000 | 114,519,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 467,151,000 | 467,952,000 | 504,535,000 | 523,560,000 |
| Interest-bearing deposits | 331,506,000 | 324,671,000 | 359,603,000 | 372,733,000 |
| Noninterest-bearing deposits | 135,645,000 | 143,281,000 | 144,932,000 | 150,827,000 |
| Equity capital | 66,632,000 | 72,360,000 | 73,672,000 | 75,964,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 7,276,000 | 15,211,000 | 21,705,000 | 27,855,000 |
| Interest expense | 1,301,000 | 2,344,000 | 3,131,000 | 3,729,000 |
| Net interest income | 5,975,000 | 12,867,000 | 18,574,000 | 24,126,000 |
| Noninterest income | 409,000 | 772,000 | 1,147,000 | 1,454,000 |
| Noninterest expense | 2,532,000 | 5,143,000 | 7,679,000 | 10,996,000 |
| Provision for loan losses | 1,000,000 | 2,750,000 | 4,250,000 | 4,250,000 |
| Pretax income | 3,058,000 | 5,952,000 | 7,998,000 | 10,540,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,058,000 | 5,952,000 | 7,998,000 | 10,540,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,365,000 | 66,260,000 | 67,706,000 | 70,249,000 |