Call reports 2019
CLEAR FORK BANK NATIONAL ASSOCIATION — 2019
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 589,774,000 | 585,021,000 | 603,524,000 | 566,971,000 |
| Total loans | 411,670,000 | 401,550,000 | 394,096,000 | 401,605,000 |
| Allowance for loan losses | 6,809,000 | 7,302,000 | 7,184,000 | 7,668,000 |
| Securities available for sale | 131,519,000 | 125,476,000 | 117,184,000 | 110,723,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 515,154,000 | 508,281,000 | 523,260,000 | 485,402,000 |
| Interest-bearing deposits | 347,461,000 | 347,308,000 | 376,126,000 | 346,458,000 |
| Noninterest-bearing deposits | 167,693,000 | 160,973,000 | 147,134,000 | 138,944,000 |
| Equity capital | 65,174,000 | 67,235,000 | 70,529,000 | 71,699,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 7,475,000 | 15,264,000 | 23,056,000 | 30,427,000 |
| Interest expense | 1,283,000 | 2,761,000 | 4,433,000 | 5,917,000 |
| Net interest income | 6,192,000 | 12,503,000 | 18,623,000 | 24,510,000 |
| Noninterest income | 445,000 | 893,000 | 1,350,000 | 1,765,000 |
| Noninterest expense | 2,615,000 | 5,410,000 | 7,977,000 | 11,685,000 |
| Provision for loan losses | 600,000 | 2,000,000 | 2,000,000 | 3,000,000 |
| Pretax income | 3,422,000 | 5,986,000 | 9,996,000 | 11,590,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 3,422,000 | 5,986,000 | 9,996,000 | 11,590,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,330,000 | 61,895,000 | 65,306,000 | 66,899,000 |
| Total capital | 65,996,000 | 67,470,000 | 70,807,000 | 72,357,000 |
| Risk-weighted assets | 452,137,000 | 444,276,000 | 438,426,000 | 434,496,000 |