Call reports 2016
CLEAR FORK BANK NATIONAL ASSOCIATION — 2016
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 512,593,000 | 526,505,000 | 488,642,000 | 516,170,000 |
| Total loans | 249,427,000 | 252,887,000 | 252,334,000 | 254,303,000 |
| Allowance for loan losses | 5,082,000 | 5,469,000 | 5,525,000 | 5,319,000 |
| Securities available for sale | 221,156,000 | 215,558,000 | 216,826,000 | 211,953,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 446,840,000 | 457,153,000 | 416,589,000 | 448,714,000 |
| Interest-bearing deposits | 298,289,000 | 288,638,000 | 278,058,000 | 299,833,000 |
| Noninterest-bearing deposits | 148,551,000 | 168,515,000 | 138,531,000 | 148,881,000 |
| Equity capital | 63,080,000 | 65,824,000 | 67,824,000 | 64,447,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 4,929,000 | 9,599,000 | 13,993,000 | 18,073,000 |
| Interest expense | 334,000 | 679,000 | 1,029,000 | 1,380,000 |
| Net interest income | 4,595,000 | 8,920,000 | 12,964,000 | 16,693,000 |
| Noninterest income | 429,000 | 828,000 | 1,228,000 | 1,631,000 |
| Noninterest expense | 1,833,000 | 3,698,000 | 5,625,000 | 7,918,000 |
| Provision for loan losses | 500,000 | 1,200,000 | 1,700,000 | 2,050,000 |
| Pretax income | 2,692,000 | 4,962,000 | 7,816,000 | 9,315,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,692,000 | 4,962,000 | 7,816,000 | 9,315,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 50,390,000 | 51,669,000 | 54,025,000 | 55,525,000 |
| Total capital | 54,306,000 | 55,589,000 | 57,896,000 | 59,436,000 |
| Risk-weighted assets | 312,123,000 | 312,082,000 | 308,012,000 | 311,550,000 |