Call reports 2015
CLEAR FORK BANK NATIONAL ASSOCIATION — 2015
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 481,293,000 | 486,191,000 | 471,665,000 | 495,855,000 |
| Total loans | 217,820,000 | 231,720,000 | 236,852,000 | 244,052,000 |
| Allowance for loan losses | 4,055,000 | 4,282,000 | 4,524,000 | 4,570,000 |
| Securities available for sale | 201,884,000 | 184,078,000 | 181,079,000 | 222,437,000 |
| Securities held to maturity | 48,230,000 | 45,351,000 | 43,264,000 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 419,090,000 | 426,153,000 | 399,361,000 | 429,021,000 |
| Interest-bearing deposits | 271,693,000 | 280,559,000 | 274,528,000 | 286,992,000 |
| Noninterest-bearing deposits | 147,397,000 | 145,594,000 | 124,833,000 | 142,029,000 |
| Equity capital | 58,138,000 | 57,238,000 | 60,061,000 | 63,625,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 4,574,000 | 8,906,000 | 13,262,000 | 17,642,000 |
| Interest expense | 297,000 | 594,000 | 891,000 | 1,204,000 |
| Net interest income | 4,277,000 | 8,312,000 | 12,371,000 | 16,438,000 |
| Noninterest income | 359,000 | 706,000 | 1,146,000 | 1,602,000 |
| Noninterest expense | 1,887,000 | 3,872,000 | 5,775,000 | 7,801,000 |
| Provision for loan losses | 265,000 | 530,000 | 795,000 | 1,160,000 |
| Pretax income | 2,533,000 | 4,797,000 | 7,068,000 | 9,129,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,533,000 | 4,797,000 | 7,068,000 | 9,129,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 47,123,000 | 48,322,000 | 50,099,000 | 52,160,000 |
| Total capital | 50,300,000 | 52,089,000 | 53,882,000 | 56,046,000 |
| Risk-weighted assets | 253,278,000 | 300,838,000 | 301,872,000 | 310,186,000 |