Call reports 2014
CLEAR FORK BANK NATIONAL ASSOCIATION — 2014
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 486,991,000 | 488,895,000 | 480,576,000 | 486,698,000 |
| Total loans | 198,342,000 | 197,568,000 | 202,727,000 | 212,848,000 |
| Allowance for loan losses | 4,044,000 | 4,207,000 | 4,022,000 | 3,754,000 |
| Securities available for sale | 185,076,000 | 200,332,000 | 189,314,000 | 188,782,000 |
| Securities held to maturity | 45,523,000 | 45,490,000 | 46,077,000 | 49,744,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 437,191,000 | 434,888,000 | 422,422,000 | 425,913,000 |
| Interest-bearing deposits | 301,065,000 | 274,573,000 | 270,506,000 | 278,649,000 |
| Noninterest-bearing deposits | 136,126,000 | 160,315,000 | 151,916,000 | 147,264,000 |
| Equity capital | 47,091,000 | 50,844,000 | 54,640,000 | 58,607,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 4,406,000 | 8,600,000 | 12,796,000 | 16,476,000 |
| Interest expense | 308,000 | 607,000 | 900,000 | 1,198,000 |
| Net interest income | 4,098,000 | 7,993,000 | 11,896,000 | 15,278,000 |
| Noninterest income | 361,000 | 758,000 | 1,144,000 | 1,502,000 |
| Noninterest expense | 1,685,000 | 3,407,000 | 5,140,000 | 6,844,000 |
| Provision for loan losses | 250,000 | 725,000 | 725,000 | 725,000 |
| Pretax income | 2,524,000 | 4,619,000 | 7,040,000 | 9,076,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,524,000 | 4,619,000 | 7,040,000 | 9,076,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 43,499,000 | 44,602,000 | 46,526,000 | 48,562,000 |
| Total capital | 46,602,000 | 47,678,000 | 50,084,000 | 51,911,000 |
| Risk-weighted assets | 247,245,000 | 244,907,000 | 284,192,000 | 267,476,000 |