Call reports 2013
CLEAR FORK BANK NATIONAL ASSOCIATION — 2013
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 450,467,000 | 447,611,000 | 462,931,000 | 493,177,000 |
| Total loans | 182,333,000 | 190,193,000 | 197,092,000 | 201,864,000 |
| Allowance for loan losses | 3,641,000 | 3,653,000 | 3,558,000 | 3,793,000 |
| Securities available for sale | 169,238,000 | 171,430,000 | 172,758,000 | 175,401,000 |
| Securities held to maturity | 45,337,000 | 42,499,000 | 42,572,000 | 43,648,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,738,000 | 402,973,000 | 417,047,000 | 444,622,000 |
| Interest-bearing deposits | 284,623,000 | 269,164,000 | 269,021,000 | 284,130,000 |
| Noninterest-bearing deposits | 117,115,000 | 133,809,000 | 148,026,000 | 160,492,000 |
| Equity capital | 46,632,000 | 42,333,000 | 43,236,000 | 45,778,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,160,000 | 8,020,000 | 11,917,000 | 16,017,000 |
| Interest expense | 303,000 | 590,000 | 897,000 | 1,175,000 |
| Net interest income | 3,857,000 | 7,430,000 | 11,020,000 | 14,842,000 |
| Noninterest income | 366,000 | 754,000 | 1,147,000 | 1,528,000 |
| Noninterest expense | 1,690,000 | 3,303,000 | 5,046,000 | 6,919,000 |
| Provision for loan losses | 150,000 | 300,000 | 400,000 | 650,000 |
| Pretax income | 2,383,000 | 4,581,000 | 6,721,000 | 8,801,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,383,000 | 4,581,000 | 6,721,000 | 8,801,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,721,000 | 41,226,000 | 42,869,000 | 44,948,000 |
| Total capital | 42,968,000 | 44,568,000 | 46,318,000 | 48,392,000 |
| Risk-weighted assets | 259,374,000 | 267,081,000 | 275,401,000 | 275,176,000 |