Call reports 2012
CLEAR FORK BANK NATIONAL ASSOCIATION — 2012
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 454,914,000 | 482,877,000 | 448,283,000 | 469,054,000 |
| Total loans | 183,629,000 | 179,899,000 | 182,116,000 | 185,151,000 |
| Allowance for loan losses | 3,497,000 | 3,448,000 | 3,396,000 | 3,489,000 |
| Securities available for sale | 138,630,000 | 146,925,000 | 162,111,000 | 163,134,000 |
| Securities held to maturity | 40,967,000 | 41,222,000 | 37,220,000 | 45,570,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 409,833,000 | 436,118,000 | 398,609,000 | 418,190,000 |
| Interest-bearing deposits | 296,547,000 | 301,500,000 | 276,732,000 | 266,732,000 |
| Noninterest-bearing deposits | 113,286,000 | 134,618,000 | 121,877,000 | 151,458,000 |
| Equity capital | 42,877,000 | 44,674,000 | 47,147,000 | 49,183,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,136,000 | 8,139,000 | 11,853,000 | 15,656,000 |
| Interest expense | 428,000 | 831,000 | 1,192,000 | 1,513,000 |
| Net interest income | 3,708,000 | 7,308,000 | 10,661,000 | 14,143,000 |
| Noninterest income | 363,000 | 746,000 | 1,124,000 | 1,502,000 |
| Noninterest expense | 1,769,000 | 3,484,000 | 5,269,000 | 7,093,000 |
| Provision for loan losses | 0 | 0 | 0 | 100,000 |
| Pretax income | 2,302,000 | 4,570,000 | 6,516,000 | 8,438,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,302,000 | 4,570,000 | 6,516,000 | 8,438,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,966,000 | 38,240,000 | 39,689,000 | 41,611,000 |
| Total capital | 39,925,000 | 41,224,000 | 42,869,000 | 44,846,000 |
| Risk-weighted assets | 236,199,000 | 238,270,000 | 254,173,000 | 258,521,000 |