Call reports 2011
CLEAR FORK BANK NATIONAL ASSOCIATION — 2011
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 374,444,000 | 415,360,000 | 412,215,000 | 420,773,000 |
| Total loans | 168,473,000 | 169,502,000 | 177,657,000 | 180,644,000 |
| Allowance for loan losses | 3,411,000 | 3,421,000 | 3,475,000 | 3,470,000 |
| Securities available for sale | 111,278,000 | 116,650,000 | 130,836,000 | 125,939,000 |
| Securities held to maturity | 22,192,000 | 28,351,000 | 35,041,000 | 35,100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 336,074,000 | 373,920,000 | 367,273,000 | 374,559,000 |
| Interest-bearing deposits | 244,826,000 | 241,494,000 | 243,021,000 | 261,074,000 |
| Noninterest-bearing deposits | 91,248,000 | 132,426,000 | 124,252,000 | 113,485,000 |
| Equity capital | 36,844,000 | 39,459,000 | 42,704,000 | 44,284,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 3,900,000 | 7,665,000 | 11,599,000 | 15,526,000 |
| Interest expense | 508,000 | 1,014,000 | 1,517,000 | 2,016,000 |
| Net interest income | 3,392,000 | 6,651,000 | 10,082,000 | 13,510,000 |
| Noninterest income | 397,000 | 835,000 | 1,111,000 | 1,453,000 |
| Noninterest expense | 1,619,000 | 3,253,000 | 4,703,000 | 6,598,000 |
| Provision for loan losses | 0 | 173,000 | 173,000 | 323,000 |
| Pretax income | 2,170,000 | 4,060,000 | 6,317,000 | 8,042,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,170,000 | 4,060,000 | 6,317,000 | 8,042,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,263,000 | 35,158,000 | 36,918,000 | 38,643,000 |
| Total capital | 36,776,000 | 37,742,000 | 39,766,000 | 41,508,000 |
| Risk-weighted assets | 200,124,000 | 205,882,000 | 227,234,000 | 228,626,000 |