Call reports 2010
CLEAR FORK BANK NATIONAL ASSOCIATION — 2010
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 361,638,000 | 357,008,000 | 365,823,000 | 360,129,000 |
| Total loans | 171,753,000 | 163,744,000 | 165,803,000 | 170,422,000 |
| Allowance for loan losses | 2,913,000 | 3,111,000 | 3,251,000 | 3,410,000 |
| Securities available for sale | 103,194,000 | 98,909,000 | 116,647,000 | 114,749,000 |
| Securities held to maturity | 23,824,000 | 20,957,000 | 25,075,000 | 27,843,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 323,602,000 | 318,747,000 | 324,976,000 | 319,725,000 |
| Interest-bearing deposits | 248,002,000 | 237,072,000 | 240,190,000 | 236,932,000 |
| Noninterest-bearing deposits | 75,600,000 | 81,675,000 | 84,786,000 | 82,793,000 |
| Equity capital | 36,213,000 | 36,663,000 | 38,700,000 | 38,250,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 4,215,000 | 8,239,000 | 12,234,000 | 16,153,000 |
| Interest expense | 638,000 | 1,260,000 | 1,865,000 | 2,420,000 |
| Net interest income | 3,577,000 | 6,979,000 | 10,369,000 | 13,733,000 |
| Noninterest income | 342,000 | 701,000 | 1,077,000 | 1,454,000 |
| Noninterest expense | 1,585,000 | 3,596,000 | 5,177,000 | 6,838,000 |
| Provision for loan losses | 200,000 | 400,000 | 600,000 | 795,000 |
| Pretax income | 2,134,000 | 4,295,000 | 6,280,000 | 8,028,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,134,000 | 4,295,000 | 6,280,000 | 8,028,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,597,000 | 32,773,000 | 34,266,000 | 36,056,000 |
| Total capital | 34,204,000 | 35,264,000 | 36,846,000 | 38,647,000 |
| Risk-weighted assets | 208,266,000 | 198,660,000 | 205,740,000 | 206,492,000 |