Call reports 2009
CLEAR FORK BANK NATIONAL ASSOCIATION — 2009
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 324,186,000 | 329,555,000 | 325,028,000 | 354,028,000 |
| Total loans | 162,862,000 | 164,294,000 | 166,839,000 | 173,702,000 |
| Allowance for loan losses | 2,386,000 | 2,270,000 | 2,336,000 | 2,694,000 |
| Securities available for sale | 117,549,000 | 117,504,000 | 104,891,000 | 102,927,000 |
| Securities held to maturity | 10,564,000 | 10,395,000 | 21,341,000 | 23,151,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 292,071,000 | 295,300,000 | 287,535,000 | 315,307,000 |
| Interest-bearing deposits | 221,560,000 | 230,622,000 | 222,748,000 | 234,377,000 |
| Noninterest-bearing deposits | 70,511,000 | 64,678,000 | 64,787,000 | 80,930,000 |
| Equity capital | 30,537,000 | 32,042,000 | 35,449,000 | 37,166,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 4,277,000 | 8,434,000 | 12,427,000 | 16,527,000 |
| Interest expense | 750,000 | 1,448,000 | 2,111,000 | 2,819,000 |
| Net interest income | 3,527,000 | 6,986,000 | 10,316,000 | 13,708,000 |
| Noninterest income | 318,000 | 654,000 | 1,010,000 | 1,326,000 |
| Noninterest expense | 1,658,000 | 3,359,000 | 4,912,000 | 6,751,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 550,000 |
| Pretax income | 2,140,000 | 3,964,000 | 6,052,000 | 7,511,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 2,140,000 | 3,964,000 | 6,052,000 | 7,511,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,393,000 | 30,193,000 | 31,785,000 | 32,931,000 |
| Total capital | 31,779,000 | 32,463,000 | 34,121,000 | 35,582,000 |
| Risk-weighted assets | 197,869,000 | 198,458,000 | 199,280,000 | 212,044,000 |