Call reports 2008
CLEAR FORK BANK NATIONAL ASSOCIATION — 2008
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 328,975,000 | 320,761,000 | 354,634,000 | 349,530,000 |
| Total loans | 138,605,000 | 163,130,000 | 160,526,000 | 161,826,000 |
| Allowance for loan losses | 1,842,000 | 1,915,000 | 1,971,000 | 2,334,000 |
| Securities available for sale | 73,404,000 | 77,028,000 | 85,878,000 | 112,059,000 |
| Securities held to maturity | 9,204,000 | 9,186,000 | 9,174,000 | 11,590,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,297,000 | 292,115,000 | 324,600,000 | 317,105,000 |
| Interest-bearing deposits | 225,128,000 | 202,395,000 | 237,949,000 | 227,146,000 |
| Noninterest-bearing deposits | 74,169,000 | 89,720,000 | 86,651,000 | 89,959,000 |
| Equity capital | 27,592,000 | 26,471,000 | 27,853,000 | 30,511,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 4,255,000 | 8,408,000 | 12,727,000 | 17,107,000 |
| Interest expense | 1,404,000 | 2,668,000 | 3,774,000 | 4,719,000 |
| Net interest income | 2,851,000 | 5,740,000 | 8,953,000 | 12,388,000 |
| Noninterest income | 280,000 | 556,000 | 908,000 | 1,203,000 |
| Noninterest expense | 1,296,000 | 2,666,000 | 3,962,000 | 6,026,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 550,000 |
| Pretax income | 1,789,000 | 3,539,000 | 5,763,000 | 7,014,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,789,000 | 3,539,000 | 5,763,000 | 7,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,551,000 | 27,046,000 | 28,644,000 | 29,899,000 |
| Total capital | 28,393,000 | 28,961,000 | 30,615,000 | 32,233,000 |
| Risk-weighted assets | 172,928,000 | 194,701,000 | 194,335,000 | 196,424,000 |