Call reports 2007
CLEAR FORK BANK NATIONAL ASSOCIATION — 2007
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 260,550,000 | 252,032,000 | 271,347,000 | 292,293,000 |
| Total loans | 139,343,000 | 135,289,000 | 132,891,000 | 135,741,000 |
| Allowance for loan losses | 1,649,000 | 1,737,000 | 1,793,000 | 1,789,000 |
| Securities available for sale | 65,160,000 | 66,299,000 | 71,370,000 | 75,266,000 |
| Securities held to maturity | 2,808,000 | 2,250,000 | 6,902,000 | 8,598,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 233,368,000 | 225,551,000 | 242,368,000 | 261,457,000 |
| Interest-bearing deposits | 171,141,000 | 168,056,000 | 182,298,000 | 185,000,000 |
| Noninterest-bearing deposits | 62,227,000 | 57,495,000 | 60,070,000 | 76,457,000 |
| Equity capital | 24,797,000 | 23,971,000 | 26,388,000 | 27,746,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 4,017,000 | 8,213,000 | 12,341,000 | 16,571,000 |
| Interest expense | 1,377,000 | 2,868,000 | 4,328,000 | 5,850,000 |
| Net interest income | 2,640,000 | 5,345,000 | 8,013,000 | 10,721,000 |
| Noninterest income | 276,000 | 568,000 | 864,000 | 1,134,000 |
| Noninterest expense | 1,168,000 | 2,382,000 | 3,601,000 | 5,592,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 150,000 |
| Pretax income | 1,703,000 | 3,441,000 | 5,141,000 | 6,024,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,703,000 | 3,441,000 | 5,141,000 | 6,024,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,748,000 | 25,234,000 | 26,316,000 | 27,200,000 |
| Total capital | 26,397,000 | 26,971,000 | 28,109,000 | 28,989,000 |
| Risk-weighted assets | 155,256,000 | 154,429,000 | 156,064,000 | 159,461,000 |