Call reports 2006
CLEAR FORK BANK NATIONAL ASSOCIATION — 2006
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 247,057,000 | 245,546,000 | 254,032,000 | 262,509,000 |
| Total loans | 127,791,000 | 124,340,000 | 121,392,000 | 134,410,000 |
| Allowance for loan losses | 1,630,000 | 1,659,000 | 1,702,000 | 1,589,000 |
| Securities available for sale | 73,181,000 | 69,611,000 | 66,367,000 | 72,627,000 |
| Securities held to maturity | 4,343,000 | 3,215,000 | 3,107,000 | 2,979,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 220,563,000 | 218,603,000 | 226,158,000 | 233,675,000 |
| Interest-bearing deposits | 164,322,000 | 161,331,000 | 159,851,000 | 168,413,000 |
| Noninterest-bearing deposits | 56,241,000 | 57,272,000 | 66,307,000 | 65,262,000 |
| Equity capital | 23,427,000 | 23,257,000 | 24,888,000 | 26,225,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 3,424,000 | 6,929,000 | 10,492,000 | 14,353,000 |
| Interest expense | 990,000 | 2,064,000 | 3,186,000 | 4,447,000 |
| Net interest income | 2,434,000 | 4,865,000 | 7,306,000 | 9,906,000 |
| Noninterest income | 249,000 | 458,000 | 757,000 | 991,000 |
| Noninterest expense | 1,145,000 | 2,281,000 | 3,442,000 | 5,381,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 200,000 |
| Pretax income | 1,493,000 | 2,952,000 | 4,486,000 | 5,316,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,493,000 | 2,952,000 | 4,486,000 | 5,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,473,000 | 24,685,000 | 25,599,000 | 26,428,000 |
| Total capital | 26,103,000 | 26,344,000 | 27,301,000 | 28,017,000 |
| Risk-weighted assets | 144,386,000 | 139,404,000 | 139,095,000 | 151,773,000 |