Call reports 2005
CLEAR FORK BANK NATIONAL ASSOCIATION — 2005
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 233,996,000 | 237,488,000 | 236,102,000 | 245,107,000 |
| Total loans | 123,919,000 | 121,293,000 | 122,432,000 | 128,209,000 |
| Allowance for loan losses | 1,482,000 | 1,491,000 | 1,540,000 | 1,581,000 |
| Securities available for sale | 57,271,000 | 57,845,000 | 59,633,000 | 61,376,000 |
| Securities held to maturity | 6,920,000 | 6,064,000 | 5,196,000 | 5,011,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 208,622,000 | 211,625,000 | 209,042,000 | 217,243,000 |
| Interest-bearing deposits | 160,530,000 | 163,023,000 | 153,775,000 | 158,766,000 |
| Noninterest-bearing deposits | 48,092,000 | 48,603,000 | 55,267,000 | 58,477,000 |
| Equity capital | 22,251,000 | 23,187,000 | 23,929,000 | 24,566,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 2,734,000 | 5,606,000 | 8,698,000 | 11,826,000 |
| Interest expense | 531,000 | 1,165,000 | 1,910,000 | 2,745,000 |
| Net interest income | 2,203,000 | 4,441,000 | 6,788,000 | 9,081,000 |
| Noninterest income | 210,000 | 1,333,000 | 1,584,000 | 1,765,000 |
| Noninterest expense | 1,053,000 | 2,708,000 | 3,818,000 | 5,371,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 180,000 |
| Pretax income | 1,315,000 | 2,997,000 | 4,440,000 | 5,316,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,315,000 | 2,997,000 | 4,440,000 | 5,316,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,043,000 | 23,734,000 | 24,550,000 | 25,425,000 |
| Total capital | 24,525,000 | 25,225,000 | 26,090,000 | 27,006,000 |
| Risk-weighted assets | 140,360,000 | 138,336,000 | 138,567,000 | 144,311,000 |