Call reports 2004
CLEAR FORK BANK NATIONAL ASSOCIATION — 2004
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 223,271,000 | 219,414,000 | 221,989,000 | 237,225,000 |
| Total loans | 119,450,000 | 119,897,000 | 114,611,000 | 114,020,000 |
| Allowance for loan losses | 1,359,000 | 1,373,000 | 1,417,000 | 1,424,000 |
| Securities available for sale | 48,592,000 | 42,726,000 | 56,424,000 | 53,984,000 |
| Securities held to maturity | 8,739,000 | 8,574,000 | 8,241,000 | 7,964,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 194,251,000 | 190,813,000 | 194,815,000 | 209,072,000 |
| Interest-bearing deposits | 155,121,000 | 149,949,000 | 153,699,000 | 162,610,000 |
| Noninterest-bearing deposits | 39,130,000 | 40,864,000 | 41,116,000 | 46,462,000 |
| Equity capital | 23,464,000 | 22,455,000 | 23,898,000 | 24,443,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 2,694,000 | 5,284,000 | 7,912,000 | 10,603,000 |
| Interest expense | 432,000 | 867,000 | 1,313,000 | 1,795,000 |
| Net interest income | 2,262,000 | 4,417,000 | 6,599,000 | 8,808,000 |
| Noninterest income | 221,000 | 449,000 | 638,000 | 841,000 |
| Noninterest expense | 1,036,000 | 2,115,000 | 3,138,000 | 4,622,000 |
| Provision for loan losses | 36,000 | 81,000 | 126,000 | 165,000 |
| Pretax income | 1,411,000 | 2,431,000 | 3,734,000 | 4,623,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,411,000 | 2,431,000 | 3,734,000 | 4,623,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,137,000 | 23,053,000 | 23,864,000 | 24,751,000 |
| Total capital | 24,496,000 | 24,426,000 | 25,281,000 | 26,175,000 |
| Risk-weighted assets | 136,904,000 | 135,794,000 | 131,504,000 | 133,540,000 |