Call reports 2003
CLEAR FORK BANK NATIONAL ASSOCIATION — 2003
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 197,002,000 | 208,621,000 | 205,212,000 | 218,744,000 |
| Total loans | 119,238,000 | 121,482,000 | 123,733,000 | 122,374,000 |
| Allowance for loan losses | 1,242,000 | 1,252,000 | 1,325,000 | 1,309,000 |
| Securities available for sale | 26,345,000 | 30,419,000 | 31,693,000 | 45,721,000 |
| Securities held to maturity | 13,748,000 | 13,259,000 | 12,422,000 | 10,260,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 169,416,000 | 178,431,000 | 176,611,000 | 188,719,000 |
| Interest-bearing deposits | 135,415,000 | 143,134,000 | 141,240,000 | 149,656,000 |
| Noninterest-bearing deposits | 34,001,000 | 35,297,000 | 35,371,000 | 39,063,000 |
| Equity capital | 23,636,000 | 23,742,000 | 24,009,000 | 25,098,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,684,000 | 5,388,000 | 8,098,000 | 10,783,000 |
| Interest expense | 516,000 | 1,037,000 | 1,501,000 | 1,952,000 |
| Net interest income | 2,168,000 | 4,351,000 | 6,597,000 | 8,831,000 |
| Noninterest income | 205,000 | 409,000 | 610,000 | 821,000 |
| Noninterest expense | 1,015,000 | 2,055,000 | 3,091,000 | 4,528,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 145,000 |
| Pretax income | 1,313,000 | 2,615,000 | 3,981,000 | 5,017,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 1,313,000 | 2,615,000 | 3,981,000 | 5,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,985,000 | 23,090,000 | 23,855,000 | 24,890,000 |
| Total capital | 24,227,000 | 24,342,000 | 25,180,000 | 26,199,000 |
| Risk-weighted assets | 134,263,000 | 136,902,000 | 136,472,000 | 139,395,000 |