Call reports 2002
CLEAR FORK BANK NATIONAL ASSOCIATION — 2002
What CLEAR FORK BANK NATIONAL ASSOCIATION reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 187,860,000 | 199,821,000 | 195,773,000 | 191,520,000 |
| Total loans | 109,861,000 | 112,847,000 | 115,947,000 | 119,797,000 |
| Allowance for loan losses | 1,163,000 | 1,213,000 | 1,264,000 | 1,204,000 |
| Securities available for sale | 39,865,000 | 38,188,000 | 36,231,000 | 31,680,000 |
| Securities held to maturity | 17,022,000 | 15,756,000 | 14,600,000 | 13,555,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 162,577,000 | 175,119,000 | 168,299,000 | 162,530,000 |
| Interest-bearing deposits | 137,322,000 | 144,250,000 | 139,501,000 | 132,108,000 |
| Noninterest-bearing deposits | 25,254,000 | 30,869,000 | 28,798,000 | 30,422,000 |
| Equity capital | 23,212,000 | 23,926,000 | 24,642,000 | 25,615,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,962,000 | 5,849,000 | 8,753,000 | 11,605,000 |
| Interest expense | 750,000 | 1,445,000 | 2,154,000 | 2,778,000 |
| Net interest income | 2,212,000 | 4,404,000 | 6,599,000 | 8,827,000 |
| Noninterest income | 195,000 | 410,000 | 631,000 | 819,000 |
| Noninterest expense | 961,000 | 1,990,000 | 3,011,000 | 4,471,000 |
| Provision for loan losses | 45,000 | 90,000 | 135,000 | 115,000 |
| Pretax income | 1,404,000 | 2,737,000 | 4,087,000 | 5,063,000 |
| Income tax | 3,000 | 6,000 | 9,000 | 12,000 |
| Net income | 1,401,000 | 2,731,000 | 4,078,000 | 5,051,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,025,000 | 23,166,000 | 23,925,000 | 24,896,000 |
| Total capital | 24,188,000 | 24,379,000 | 25,189,000 | 26,100,000 |
| Risk-weighted assets | 123,782,000 | 130,040,000 | 131,270,000 | 133,088,000 |