Call reports 2019
PUTNAM BANK — 2019
What PUTNAM BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 518,560,000 | 532,193,000 | 538,110,000 | 523,627,000 |
| Total loans | 371,277,000 | 381,092,000 | 375,561,000 | 373,942,000 |
| Allowance for loan losses | 2,962,000 | 3,063,000 | 3,212,000 | 3,200,000 |
| Securities available for sale | 37,061,000 | 35,688,000 | 34,031,000 | 32,294,000 |
| Securities held to maturity | 66,254,000 | 61,490,000 | 56,206,000 | 51,361,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 378,126,000 | 391,727,000 | 398,347,000 | 388,839,000 |
| Interest-bearing deposits | 303,948,000 | 313,478,000 | 322,038,000 | 312,863,000 |
| Noninterest-bearing deposits | 74,178,000 | 78,249,000 | 76,309,000 | 75,976,000 |
| Equity capital | 71,038,000 | 70,636,000 | 71,688,000 | 73,052,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 4,675,000 | 9,512,000 | 14,358,000 | 19,120,000 |
| Interest expense | 979,000 | 2,042,000 | 3,192,000 | 4,294,000 |
| Net interest income | 3,696,000 | 7,470,000 | 11,166,000 | 14,826,000 |
| Noninterest income | 609,000 | 1,198,000 | 1,962,000 | 2,656,000 |
| Noninterest expense | 3,046,000 | 6,231,000 | 9,350,000 | 12,075,000 |
| Provision for loan losses | 100,000 | 200,000 | 350,000 | 350,000 |
| Pretax income | 1,159,000 | 2,209,000 | 3,353,000 | 4,948,000 |
| Income tax | 206,000 | 377,000 | 572,000 | 862,000 |
| Net income | 953,000 | 1,832,000 | 2,781,000 | 4,086,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 65,914,000 | 65,318,000 | 66,291,000 | 67,620,000 |
| Total capital | 68,918,000 | 68,417,000 | 69,560,000 | 70,854,000 |
| Risk-weighted assets | 361,316,000 | 369,154,000 | 367,349,000 | 359,924,000 |