Call reports 2018
PUTNAM BANK — 2018
What PUTNAM BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 523,331,000 | 518,216,000 | 512,071,000 | 514,121,000 |
| Total loans | 352,188,000 | 355,228,000 | 350,926,000 | 371,490,000 |
| Allowance for loan losses | 2,939,000 | 2,943,000 | 2,906,000 | 2,864,000 |
| Securities available for sale | 45,465,000 | 41,743,000 | 39,963,000 | 37,809,000 |
| Securities held to maturity | 85,544,000 | 80,636,000 | 74,834,000 | 69,845,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 374,993,000 | 378,527,000 | 372,189,000 | 373,129,000 |
| Interest-bearing deposits | 301,426,000 | 303,295,000 | 298,919,000 | 296,891,000 |
| Noninterest-bearing deposits | 73,567,000 | 75,232,000 | 73,270,000 | 76,238,000 |
| Equity capital | 69,865,000 | 69,134,000 | 70,420,000 | 69,675,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,274,000 | 8,781,000 | 13,239,000 | 17,845,000 |
| Interest expense | 838,000 | 1,711,000 | 2,618,000 | 3,546,000 |
| Net interest income | 3,436,000 | 7,070,000 | 10,621,000 | 14,299,000 |
| Noninterest income | 702,000 | 1,325,000 | 1,887,000 | 2,595,000 |
| Noninterest expense | 2,910,000 | 6,107,000 | 9,130,000 | 12,164,000 |
| Provision for loan losses | 50,000 | 50,000 | -550,000 | -550,000 |
| Pretax income | 1,178,000 | 2,238,000 | 3,928,000 | 5,276,000 |
| Income tax | 230,000 | 508,000 | 814,000 | 1,042,000 |
| Net income | 948,000 | 1,730,000 | 3,114,000 | 4,234,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 63,474,000 | 62,797,000 | 64,829,000 | 64,910,000 |
| Total capital | 66,454,000 | 65,779,000 | 67,793,000 | 67,813,000 |
| Risk-weighted assets | 346,071,000 | 345,267,000 | 343,386,000 | 360,477,000 |