Call reports 2017
PUTNAM BANK — 2017
What PUTNAM BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 500,628,000 | 514,461,000 | 520,602,000 | 525,811,000 |
| Total loans | 294,908,000 | 312,574,000 | 334,510,000 | 342,308,000 |
| Allowance for loan losses | 2,661,000 | 2,780,000 | 2,960,000 | 2,965,000 |
| Securities available for sale | 55,018,000 | 52,974,000 | 51,204,000 | 47,388,000 |
| Securities held to maturity | 114,878,000 | 107,661,000 | 100,131,000 | 91,212,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 363,300,000 | 370,006,000 | 367,198,000 | 367,067,000 |
| Interest-bearing deposits | 293,234,000 | 296,831,000 | 294,395,000 | 295,080,000 |
| Noninterest-bearing deposits | 70,066,000 | 73,175,000 | 72,803,000 | 71,987,000 |
| Equity capital | 68,280,000 | 69,037,000 | 69,658,000 | 69,094,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 3,814,000 | 7,782,000 | 11,918,000 | 16,190,000 |
| Interest expense | 830,000 | 1,642,000 | 2,486,000 | 3,329,000 |
| Net interest income | 2,984,000 | 6,140,000 | 9,432,000 | 12,861,000 |
| Noninterest income | 658,000 | 1,395,000 | 1,922,000 | 2,743,000 |
| Noninterest expense | 2,728,000 | 5,726,000 | 8,582,000 | 11,543,000 |
| Provision for loan losses | 0 | 112,000 | 287,000 | 287,000 |
| Pretax income | 914,000 | 1,697,000 | 2,484,000 | 3,774,000 |
| Income tax | 261,000 | 482,000 | 704,000 | 1,189,000 |
| Net income | 653,000 | 1,215,000 | 1,780,000 | 2,585,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 61,630,000 | 62,813,000 | 63,587,000 | 62,447,000 |
| Total capital | 64,331,000 | 65,632,000 | 66,587,000 | 65,454,000 |
| Risk-weighted assets | 318,451,000 | 324,917,000 | 335,750,000 | 337,353,000 |