Call reports 2016
PUTNAM BANK — 2016
What PUTNAM BANK reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 486,825,000 | 491,924,000 | 495,811,000 | 509,898,000 |
| Total loans | 240,426,000 | 253,647,000 | 258,518,000 | 288,610,000 |
| Allowance for loan losses | 2,282,000 | 2,303,000 | 2,425,000 | 2,650,000 |
| Securities available for sale | 56,888,000 | 62,422,000 | 60,110,000 | 57,186,000 |
| Securities held to maturity | 151,105,000 | 141,851,000 | 131,853,000 | 122,487,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,264,000 | 362,420,000 | 363,417,000 | 370,227,000 |
| Interest-bearing deposits | 290,013,000 | 293,032,000 | 291,264,000 | 294,719,000 |
| Noninterest-bearing deposits | 69,251,000 | 69,388,000 | 72,153,000 | 75,508,000 |
| Equity capital | 66,104,000 | 66,648,000 | 67,211,000 | 67,631,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 3,467,000 | 6,991,000 | 10,646,000 | 14,403,000 |
| Interest expense | 828,000 | 1,652,000 | 2,489,000 | 3,329,000 |
| Net interest income | 2,639,000 | 5,339,000 | 8,157,000 | 11,074,000 |
| Noninterest income | 551,000 | 985,000 | 1,614,000 | 2,712,000 |
| Noninterest expense | 2,734,000 | 5,533,000 | 8,219,000 | 11,071,000 |
| Provision for loan losses | 0 | 50,000 | 270,000 | 486,000 |
| Pretax income | 411,000 | 696,000 | 1,237,000 | 2,184,000 |
| Income tax | 100,000 | 219,000 | 351,000 | 620,000 |
| Net income | 311,000 | 477,000 | 886,000 | 1,564,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,574,000 | 59,739,000 | 60,181,000 | 60,898,000 |
| Total capital | 61,883,000 | 62,067,000 | 62,638,000 | 63,589,000 |
| Risk-weighted assets | 285,340,000 | 285,108,000 | 288,417,000 | 313,180,000 |