Call reports 2015
PUTNAM BANK — 2015
What PUTNAM BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 480,788,000 | 472,350,000 | 467,462,000 | 499,949,000 |
| Total loans | 227,894,000 | 226,221,000 | 230,427,000 | 237,042,000 |
| Allowance for loan losses | 2,244,000 | 2,175,000 | 2,109,000 | 2,305,000 |
| Securities available for sale | 46,307,000 | 44,602,000 | 43,068,000 | 41,268,000 |
| Securities held to maturity | 152,488,000 | 164,096,000 | 158,743,000 | 155,255,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 359,122,000 | 360,694,000 | 354,285,000 | 390,383,000 |
| Interest-bearing deposits | 299,418,000 | 300,216,000 | 292,380,000 | 289,896,000 |
| Noninterest-bearing deposits | 59,704,000 | 60,478,000 | 61,905,000 | 100,487,000 |
| Equity capital | 47,678,000 | 48,072,000 | 48,567,000 | 48,432,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 3,336,000 | 6,661,000 | 10,050,000 | 13,506,000 |
| Interest expense | 902,000 | 1,753,000 | 2,587,000 | 3,415,000 |
| Net interest income | 2,434,000 | 4,908,000 | 7,463,000 | 10,091,000 |
| Noninterest income | 514,000 | 1,192,000 | 1,835,000 | 2,692,000 |
| Noninterest expense | 2,779,000 | 5,541,000 | 8,192,000 | 10,970,000 |
| Provision for loan losses | 580,000 | 465,000 | 395,000 | 1,078,000 |
| Pretax income | -411,000 | 94,000 | 675,000 | 696,000 |
| Income tax | -127,000 | -64,000 | 82,000 | 39,000 |
| Net income | -284,000 | 158,000 | 593,000 | 657,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,715,000 | 41,201,000 | 41,600,000 | 41,642,000 |
| Total capital | 42,979,000 | 43,398,000 | 43,732,000 | 43,969,000 |
| Risk-weighted assets | 299,554,000 | 285,952,000 | 281,954,000 | 280,454,000 |