Call reports 2014
PUTNAM BANK — 2014
What PUTNAM BANK reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 456,101,000 | 459,387,000 | 470,832,000 | 475,123,000 |
| Total loans | 231,265,000 | 232,606,000 | 232,882,000 | 229,934,000 |
| Allowance for loan losses | 2,613,000 | 2,380,000 | 2,348,000 | 2,124,000 |
| Securities available for sale | 47,799,000 | 47,037,000 | 45,742,000 | 47,218,000 |
| Securities held to maturity | 136,743,000 | 142,176,000 | 150,248,000 | 147,732,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,838,000 | 350,505,000 | 351,073,000 | 350,437,000 |
| Interest-bearing deposits | 293,196,000 | 294,235,000 | 295,137,000 | 292,331,000 |
| Noninterest-bearing deposits | 50,642,000 | 56,270,000 | 55,936,000 | 58,106,000 |
| Equity capital | 46,789,000 | 47,399,000 | 47,825,000 | 47,781,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 3,487,000 | 6,979,000 | 10,491,000 | 13,930,000 |
| Interest expense | 981,000 | 1,963,000 | 2,931,000 | 3,868,000 |
| Net interest income | 2,506,000 | 5,016,000 | 7,560,000 | 10,062,000 |
| Noninterest income | 443,000 | 1,121,000 | 1,769,000 | 2,300,000 |
| Noninterest expense | 2,704,000 | 5,441,000 | 8,124,000 | 10,884,000 |
| Provision for loan losses | 15,000 | 15,000 | 15,000 | 85,000 |
| Pretax income | 230,000 | 679,000 | 1,085,000 | 1,236,000 |
| Income tax | 24,000 | 123,000 | 203,000 | 196,000 |
| Net income | 206,000 | 556,000 | 882,000 | 1,040,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,538,000 | 40,093,000 | 40,207,000 | 40,561,000 |
| Total capital | 42,171,000 | 42,494,000 | 42,577,000 | 42,707,000 |
| Risk-weighted assets | 227,353,000 | 227,485,000 | 230,056,000 | 227,578,000 |