Call reports 2013
PUTNAM BANK — 2013
What PUTNAM BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 454,263,000 | 452,756,000 | 450,746,000 | 452,735,000 |
| Total loans | 242,165,000 | 235,901,000 | 233,197,000 | 230,353,000 |
| Allowance for loan losses | 2,930,000 | 2,693,000 | 2,573,000 | 2,609,000 |
| Securities available for sale | 38,393,000 | 37,392,000 | 51,262,000 | 48,611,000 |
| Securities held to maturity | 128,251,000 | 134,989,000 | 127,182,000 | 130,082,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 343,040,000 | 344,383,000 | 338,073,000 | 338,851,000 |
| Interest-bearing deposits | 298,142,000 | 297,054,000 | 291,093,000 | 288,496,000 |
| Noninterest-bearing deposits | 44,898,000 | 47,329,000 | 46,980,000 | 50,355,000 |
| Equity capital | 47,148,000 | 46,033,000 | 46,318,000 | 46,175,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 3,697,000 | 7,284,000 | 10,748,000 | 14,251,000 |
| Interest expense | 1,145,000 | 2,262,000 | 3,335,000 | 4,355,000 |
| Net interest income | 2,552,000 | 5,022,000 | 7,413,000 | 9,896,000 |
| Noninterest income | 583,000 | 1,234,000 | 1,777,000 | 2,352,000 |
| Noninterest expense | 2,601,000 | 5,073,000 | 7,679,000 | 10,386,000 |
| Provision for loan losses | 135,000 | 205,000 | 225,000 | 245,000 |
| Pretax income | 362,000 | 917,000 | 1,222,000 | 1,549,000 |
| Income tax | 79,000 | 220,000 | 261,000 | 321,000 |
| Net income | 283,000 | 697,000 | 961,000 | 1,228,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 37,685,000 | 38,786,000 | 38,667,000 | 39,032,000 |
| Total capital | 40,413,000 | 41,500,000 | 41,264,000 | 41,665,000 |
| Risk-weighted assets | 227,496,000 | 228,144,000 | 226,693,000 | 224,516,000 |