Call reports 2012
PUTNAM BANK — 2012
What PUTNAM BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 450,059,000 | 450,748,000 | 448,546,000 | 443,982,000 |
| Total loans | 253,362,000 | 252,260,000 | 250,710,000 | 245,664,000 |
| Allowance for loan losses | 3,042,000 | 2,913,000 | 3,027,000 | 2,935,000 |
| Securities available for sale | 53,109,000 | 47,044,000 | 45,367,000 | 38,682,000 |
| Securities held to maturity | 97,634,000 | 104,195,000 | 115,033,000 | 118,940,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 341,011,000 | 344,926,000 | 338,714,000 | 335,375,000 |
| Interest-bearing deposits | 297,984,000 | 298,553,000 | 294,740,000 | 293,020,000 |
| Noninterest-bearing deposits | 43,027,000 | 46,373,000 | 43,974,000 | 42,355,000 |
| Equity capital | 43,868,000 | 44,150,000 | 45,693,000 | 45,885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,350,000 | 8,611,000 | 12,700,000 | 16,613,000 |
| Interest expense | 1,580,000 | 2,959,000 | 4,282,000 | 5,549,000 |
| Net interest income | 2,770,000 | 5,652,000 | 8,418,000 | 11,064,000 |
| Noninterest income | 592,000 | 1,138,000 | 1,876,000 | 2,569,000 |
| Noninterest expense | 2,578,000 | 5,019,000 | 7,573,000 | 10,225,000 |
| Provision for loan losses | 190,000 | 550,000 | 800,000 | 1,115,000 |
| Pretax income | 101,000 | 269,000 | 879,000 | 1,145,000 |
| Income tax | 26,000 | -4,000 | 84,000 | 132,000 |
| Net income | 75,000 | 273,000 | 795,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 38,108,000 | 36,587,000 | 37,412,000 | 37,442,000 |
| Total capital | 37,959,000 | 39,523,000 | 40,214,000 | 40,170,000 |
| Risk-weighted assets | 225,417,000 | 241,523,000 | 236,142,000 | 227,794,000 |