Call reports 2004
PUTNAM BANK — 2004
What PUTNAM BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Total assets | 252,902,000 | 279,299,000 | 346,523,000 |
| Total loans | 134,448,000 | 137,245,000 | 142,118,000 |
| Allowance for loan losses | 1,171,000 | 1,173,000 | 1,205,000 |
| Securities available for sale | 105,226,000 | 124,092,000 | 154,130,000 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 197,822,000 | 204,303,000 | 269,439,000 |
| Interest-bearing deposits | 177,193,000 | 178,924,000 | 245,703,000 |
| Noninterest-bearing deposits | 20,629,000 | 25,379,000 | 23,736,000 |
| Equity capital | 24,204,000 | 23,283,000 | 24,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Interest income | 3,066,000 | 6,148,000 | 9,556,000 |
| Interest expense | 1,133,000 | 2,268,000 | 3,574,000 |
| Net interest income | 1,933,000 | 3,880,000 | 5,982,000 |
| Noninterest income | 270,000 | 537,000 | 798,000 |
| Noninterest expense | 1,606,000 | 3,263,000 | 5,009,000 |
| Provision for loan losses | 15,000 | 30,000 | 53,000 |
| Pretax income | 591,000 | 1,146,000 | 1,740,000 |
| Income tax | 181,000 | 344,000 | 513,000 |
| Net income | 410,000 | 802,000 | 1,227,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 |
|---|---|---|---|
| Tier 1 capital | 22,636,000 | 23,028,000 | 23,453,000 |
| Total capital | 24,037,000 | 24,358,000 | 24,837,000 |
| Risk-weighted assets | 148,963,000 | 155,648,000 | 195,918,000 |