Call reports 2003
PUTNAM BANK — 2003
What PUTNAM BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 235,681,000 | 243,804,000 | 240,831,000 | 251,091,000 |
| Total loans | 118,633,000 | 122,834,000 | 126,526,000 | 130,340,000 |
| Allowance for loan losses | 1,283,000 | 1,264,000 | 1,275,000 | 1,283,000 |
| Securities available for sale | 97,483,000 | 100,351,000 | 97,411,000 | 106,609,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 182,046,000 | 192,337,000 | 194,702,000 | 193,937,000 |
| Interest-bearing deposits | 164,477,000 | 169,197,000 | 173,938,000 | 174,396,000 |
| Noninterest-bearing deposits | 17,569,000 | 23,140,000 | 20,764,000 | 19,541,000 |
| Equity capital | 22,330,000 | 23,057,000 | 23,109,000 | 23,359,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 3,102,000 | 6,046,000 | 9,022,000 | 12,034,000 |
| Interest expense | 1,381,000 | 2,717,000 | 3,959,000 | 5,106,000 |
| Net interest income | 1,721,000 | 3,329,000 | 5,063,000 | 6,928,000 |
| Noninterest income | 318,000 | 641,000 | 946,000 | 1,226,000 |
| Noninterest expense | 1,504,000 | 2,866,000 | 4,393,000 | 5,993,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 520,000 | 963,000 | 1,489,000 | 2,026,000 |
| Income tax | 163,000 | 248,000 | 403,000 | 558,000 |
| Net income | 357,000 | 715,000 | 1,086,000 | 1,468,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,079,000 | 21,513,000 | 21,844,000 | 22,226,000 |
| Total capital | 22,362,000 | 22,837,000 | 23,164,000 | 23,612,000 |
| Risk-weighted assets | 130,740,000 | 134,751,000 | 136,854,000 | 145,976,000 |