Call reports 2002
PUTNAM BANK — 2002
What PUTNAM BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 209,562,000 | 223,870,000 | 227,169,000 | 232,149,000 |
| Total loans | 112,027,000 | 114,060,000 | 115,480,000 | 119,450,000 |
| Allowance for loan losses | 1,226,000 | 1,235,000 | 1,250,000 | 1,267,000 |
| Securities available for sale | 83,766,000 | 95,818,000 | 96,905,000 | 91,767,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 148,423,000 | 162,621,000 | 169,436,000 | 175,922,000 |
| Interest-bearing deposits | 134,724,000 | 146,916,000 | 154,119,000 | 158,757,000 |
| Noninterest-bearing deposits | 13,699,000 | 15,705,000 | 15,317,000 | 17,165,000 |
| Equity capital | 19,414,000 | 20,631,000 | 21,495,000 | 21,934,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 3,094,000 | 6,295,000 | 9,563,000 | 12,777,000 |
| Interest expense | 1,685,000 | 3,394,000 | 5,031,000 | 6,527,000 |
| Net interest income | 1,409,000 | 2,901,000 | 4,532,000 | 6,250,000 |
| Noninterest income | 239,000 | 438,000 | 678,000 | 982,000 |
| Noninterest expense | 1,268,000 | 2,596,000 | 3,959,000 | 5,387,000 |
| Provision for loan losses | 15,000 | 30,000 | 45,000 | 60,000 |
| Pretax income | 324,000 | 656,000 | 1,149,000 | 1,728,000 |
| Income tax | 81,000 | 163,000 | 308,000 | 497,000 |
| Net income | 243,000 | 493,000 | 841,000 | 1,231,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,816,000 | 20,021,000 | 20,328,000 | 20,790,000 |
| Total capital | 21,042,000 | 21,256,000 | 21,578,000 | 22,057,000 |
| Risk-weighted assets | 115,039,000 | 122,819,000 | 125,405,000 | 129,652,000 |