Call reports 2023
REGIONS BANK — 2023
What REGIONS BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 153,125,000,000 | 154,556,000,000 | 152,906,000,000 | 151,314,000,000 |
| Total loans | 98,601,000,000 | 99,727,000,000 | 99,379,000,000 | 98,762,000,000 |
| Allowance for loan losses | 1,472,000,000 | 1,513,000,000 | 1,547,000,000 | 1,576,000,000 |
| Securities available for sale | 28,215,000,000 | 27,276,000,000 | 26,208,000,000 | 28,084,000,000 |
| Securities held to maturity | 790,000,000 | 777,000,000 | 763,000,000 | 754,000,000 |
| Trading assets | 19,000,000 | 18,000,000 | 22,000,000 | 17,000,000 |
| Total deposits | 130,749,000,000 | 129,403,000,000 | 129,289,000,000 | 130,154,000,000 |
| Interest-bearing deposits | 78,852,000,000 | 80,086,000,000 | 81,583,000,000 | 85,445,000,000 |
| Noninterest-bearing deposits | 51,897,000,000 | 49,317,000,000 | 47,706,000,000 | 44,709,000,000 |
| Equity capital | 15,602,000,000 | 15,233,000,000 | 14,475,000,000 | 16,336,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,640,000,000 | 3,376,000,000 | 5,138,000,000 | 6,886,000,000 |
| Interest expense | 193,000,000 | 518,000,000 | 959,000,000 | 1,444,000,000 |
| Net interest income | 1,447,000,000 | 2,858,000,000 | 4,179,000,000 | 5,442,000,000 |
| Noninterest income | 503,000,000 | 1,063,000,000 | 1,607,000,000 | 2,156,000,000 |
| Noninterest expense | 990,000,000 | 2,055,000,000 | 3,099,000,000 | 4,238,000,000 |
| Provision for loan losses | 129,000,000 | 251,000,000 | 386,000,000 | 547,000,000 |
| Pretax income | 827,000,000 | 1,616,000,000 | 2,295,000,000 | 2,822,000,000 |
| Income tax | 186,000,000 | 347,000,000 | 489,000,000 | 578,000,000 |
| Net income | 641,000,000 | 1,269,000,000 | 1,806,000,000 | 2,244,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 13,393,000,000 | 13,635,000,000 | 13,686,000,000 | 14,136,000,000 |
| Total capital | 15,206,000,000 | 15,487,000,000 | 15,583,000,000 | 16,057,000,000 |
| Risk-weighted assets | 125,490,000,000 | 126,571,000,000 | 126,531,000,000 | 126,037,000,000 |