Call reports 2020
REGIONS BANK — 2020
What REGIONS BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 132,707,000,000 | 143,443,000,000 | 144,473,000,000 | 146,476,000,000 |
| Total loans | 88,661,000,000 | 91,700,000,000 | 89,545,000,000 | 87,164,000,000 |
| Allowance for loan losses | 1,560,000,000 | 2,276,000,000 | 2,276,000,000 | 2,167,000,000 |
| Securities available for sale | 23,752,000,000 | 23,878,000,000 | 26,985,000,000 | 27,132,000,000 |
| Securities held to maturity | 1,296,000,000 | 1,255,000,000 | 1,190,000,000 | 1,122,000,000 |
| Trading assets | 913,000,000 | 1,014,000,000 | 956,000,000 | 854,000,000 |
| Total deposits | 101,756,000,000 | 119,821,000,000 | 121,271,000,000 | 124,229,000,000 |
| Interest-bearing deposits | 62,922,000,000 | 68,840,000,000 | 68,716,000,000 | 71,215,000,000 |
| Noninterest-bearing deposits | 38,834,000,000 | 50,981,000,000 | 52,555,000,000 | 53,014,000,000 |
| Equity capital | 17,656,000,000 | 17,777,000,000 | 18,241,000,000 | 18,354,000,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,076,000,000 | 2,136,000,000 | 3,194,000,000 | 4,253,000,000 |
| Interest expense | 126,000,000 | 194,000,000 | 241,000,000 | 275,000,000 |
| Net interest income | 950,000,000 | 1,942,000,000 | 2,953,000,000 | 3,978,000,000 |
| Noninterest income | 508,000,000 | 1,038,000,000 | 1,619,000,000 | 2,214,000,000 |
| Noninterest expense | 810,000,000 | 1,688,000,000 | 2,555,000,000 | 3,453,000,000 |
| Provision for loan losses | 376,000,000 | 1,214,000,000 | 1,327,000,000 | 1,312,000,000 |
| Pretax income | 250,000,000 | 30,000,000 | 657,000,000 | 1,425,000,000 |
| Income tax | 52,000,000 | 13,000,000 | 115,000,000 | 240,000,000 |
| Net income | 198,000,000 | 17,000,000 | 542,000,000 | 1,185,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,482,000,000 | 12,095,000,000 | 12,633,000,000 | 12,972,000,000 |
| Total capital | 14,078,000,000 | 13,960,000,000 | 14,484,000,000 | 14,803,000,000 |
| Risk-weighted assets | 108,787,000,000 | 109,344,000,000 | 108,048,000,000 | 106,604,000,000 |