Call reports 2015
REGIONS BANK — 2015
What REGIONS BANK reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 121,434,925,000 | 120,932,310,000 | 123,859,106,000 | 125,121,263,000 |
| Total loans | 78,733,186,000 | 80,660,067,000 | 81,514,554,000 | 81,609,705,000 |
| Allowance for loan losses | 1,097,690,000 | 1,115,043,000 | 1,114,855,000 | 1,106,249,000 |
| Securities available for sale | 22,312,849,000 | 21,983,574,000 | 21,972,449,000 | 22,648,703,000 |
| Securities held to maturity | 2,126,864,000 | 2,064,849,000 | 1,998,607,000 | 1,944,064,000 |
| Trading assets | 424,035,000 | 374,388,000 | 399,795,000 | 353,682,000 |
| Total deposits | 98,997,309,000 | 98,120,237,000 | 98,130,989,000 | 99,246,808,000 |
| Interest-bearing deposits | 65,297,505,000 | 64,106,443,000 | 63,824,661,000 | 66,572,280,000 |
| Noninterest-bearing deposits | 33,699,804,000 | 34,013,793,000 | 34,306,328,000 | 32,674,528,000 |
| Equity capital | 16,243,517,000 | 16,117,883,000 | 16,322,644,000 | 16,128,018,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 885,880,000 | 1,769,047,000 | 2,669,791,000 | 3,567,584,000 |
| Interest expense | 55,511,000 | 104,151,000 | 158,192,000 | 216,002,000 |
| Net interest income | 830,369,000 | 1,664,896,000 | 2,511,599,000 | 3,351,582,000 |
| Noninterest income | 406,018,000 | 844,547,000 | 1,312,892,000 | 1,813,269,000 |
| Noninterest expense | 828,146,000 | 1,680,967,000 | 2,517,696,000 | 3,345,699,000 |
| Provision for loan losses | 49,000,000 | 112,000,000 | 172,000,000 | 241,000,000 |
| Pretax income | 364,475,000 | 727,044,000 | 1,152,967,000 | 1,606,921,000 |
| Income tax | 126,414,000 | 233,278,000 | 358,338,000 | 490,745,000 |
| Net income | 238,061,000 | 493,766,000 | 794,629,000 | 1,116,176,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 12,142,831,000 | 12,190,246,000 | 12,251,558,000 | 12,301,630,000 |
| Total capital | 14,258,801,000 | 14,221,861,000 | 14,280,743,000 | 14,310,954,000 |
| Risk-weighted assets | 100,260,664,000 | 101,675,324,000 | 103,873,488,000 | 105,277,669,000 |