Call reports 2012
REGIONS BANK — 2012
What REGIONS BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 124,712,987,000 | 121,329,548,000 | 120,832,228,000 | 120,420,787,000 |
| Total loans | 77,776,745,000 | 77,394,206,000 | 76,529,509,000 | 75,388,361,000 |
| Allowance for loan losses | 2,530,346,000 | 2,290,935,000 | 2,062,183,000 | 1,918,770,000 |
| Securities available for sale | 26,409,333,000 | 26,556,607,000 | 26,961,171,000 | 26,624,167,000 |
| Securities held to maturity | 5,703,000 | 4,428,000 | 3,881,000 | 3,014,000 |
| Trading assets | 629,555,000 | 778,817,000 | 744,496,000 | 698,373,000 |
| Total deposits | 100,236,934,000 | 95,495,017,000 | 95,273,719,000 | 96,274,865,000 |
| Interest-bearing deposits | 70,433,143,000 | 65,726,321,000 | 64,744,943,000 | 66,081,836,000 |
| Noninterest-bearing deposits | 29,803,791,000 | 29,768,696,000 | 30,528,776,000 | 30,193,029,000 |
| Equity capital | 16,275,048,000 | 16,127,388,000 | 16,628,683,000 | 16,509,540,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 996,070,000 | 1,990,531,000 | 2,953,350,000 | 3,901,007,000 |
| Interest expense | 126,029,000 | 238,851,000 | 342,541,000 | 432,688,000 |
| Net interest income | 870,041,000 | 1,751,680,000 | 2,610,809,000 | 3,468,319,000 |
| Noninterest income | 483,695,000 | 976,135,000 | 1,482,720,000 | 1,990,518,000 |
| Noninterest expense | 852,004,000 | 1,663,866,000 | 2,489,155,000 | 3,337,182,000 |
| Provision for loan losses | 117,000,000 | 143,000,000 | 176,000,000 | 213,000,000 |
| Pretax income | 397,120,000 | 943,102,000 | 1,463,258,000 | 1,954,751,000 |
| Income tax | 109,063,000 | 264,689,000 | 429,426,000 | 596,815,000 |
| Net income | 273,207,000 | 660,513,000 | 1,014,971,000 | 1,337,083,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,992,607,000 | 11,820,091,000 | 12,214,908,000 | 12,246,301,000 |
| Total capital | 14,798,476,000 | 14,445,552,000 | 14,834,715,000 | 14,818,124,000 |
| Risk-weighted assets | 91,571,167,000 | 91,564,851,000 | 91,491,593,000 | 92,395,010,000 |