Call reports 2009
REGIONS BANK — 2009
What REGIONS BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 136,999,614,000 | 135,430,305,000 | 135,594,440,000 | 138,006,763,000 |
| Total loans | 97,655,749,000 | 98,096,696,000 | 94,270,983,000 | 92,224,632,000 |
| Allowance for loan losses | 1,861,090,000 | 2,282,303,000 | 2,626,828,000 | 3,114,212,000 |
| Securities available for sale | 19,931,854,000 | 18,504,101,000 | 20,053,096,000 | 23,035,413,000 |
| Securities held to maturity | 20,491,000 | 18,895,000 | 16,851,000 | 13,704,000 |
| Trading assets | 793,117,000 | 592,060,000 | 641,840,000 | 2,405,607,000 |
| Total deposits | 92,237,135,000 | 93,701,749,000 | 93,980,091,000 | 97,995,657,000 |
| Interest-bearing deposits | 72,190,366,000 | 72,624,883,000 | 72,681,782,000 | 74,651,959,000 |
| Noninterest-bearing deposits | 20,046,769,000 | 21,076,866,000 | 21,298,309,000 | 23,343,698,000 |
| Equity capital | 14,321,596,000 | 14,070,406,000 | 16,387,436,000 | 15,888,831,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 1,361,610,000 | 2,698,463,000 | 3,997,443,000 | 5,269,963,000 |
| Interest expense | 520,861,000 | 997,644,000 | 1,430,916,000 | 1,831,517,000 |
| Net interest income | 840,749,000 | 1,700,819,000 | 2,566,527,000 | 3,438,446,000 |
| Noninterest income | 766,634,000 | 1,484,516,000 | 1,900,965,000 | 2,354,961,000 |
| Noninterest expense | 784,584,000 | 1,655,480,000 | 2,545,843,000 | 3,393,517,000 |
| Provision for loan losses | 425,000,000 | 1,337,000,000 | 2,362,000,000 | 3,541,000,000 |
| Pretax income | 450,807,000 | 294,316,000 | -337,731,000 | -1,133,914,000 |
| Income tax | 325,704,000 | 382,835,000 | 110,940,000 | -180,522,000 |
| Net income | 113,641,000 | -103,395,000 | -466,938,000 | -975,029,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,706,510,000 | 9,385,562,000 | 11,489,855,000 | 10,577,498,000 |
| Total capital | 13,263,962,000 | 12,807,234,000 | 14,881,451,000 | 13,934,838,000 |
| Risk-weighted assets | 111,612,071,000 | 108,652,008,000 | 105,552,934,000 | 102,077,581,000 |