Call reports 2008
REGIONS BANK — 2008
What REGIONS BANK reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 139,765,596,000 | 139,353,930,000 | 139,556,254,000 | 142,084,005,000 |
| Total loans | 97,409,529,000 | 99,187,763,000 | 99,785,958,000 | 98,729,936,000 |
| Allowance for loan losses | 1,376,486,000 | 1,471,525,000 | 1,472,141,000 | 1,826,149,000 |
| Securities available for sale | 16,796,103,000 | 16,755,915,000 | 16,592,420,000 | 17,778,006,000 |
| Securities held to maturity | 24,719,000 | 23,276,000 | 23,318,000 | 22,145,000 |
| Trading assets | 1,764,119,000 | 225,864,000 | 363,485,000 | 866,306,000 |
| Total deposits | 86,050,040,000 | 86,225,760,000 | 83,941,478,000 | 89,223,072,000 |
| Interest-bearing deposits | 67,555,072,000 | 67,670,354,000 | 65,849,397,000 | 70,634,624,000 |
| Noninterest-bearing deposits | 18,494,969,000 | 18,555,406,000 | 18,092,081,000 | 18,588,448,000 |
| Equity capital | 21,185,896,000 | 20,678,723,000 | 20,578,924,000 | 14,191,926,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,750,460,000 | 3,351,117,000 | 4,895,265,000 | 6,457,391,000 |
| Interest expense | 696,339,000 | 1,285,445,000 | 1,871,381,000 | 2,472,354,000 |
| Net interest income | 1,054,121,000 | 2,065,672,000 | 3,023,884,000 | 3,985,037,000 |
| Noninterest income | 480,756,000 | 980,193,000 | 1,389,444,000 | 1,685,359,000 |
| Noninterest expense | 875,109,000 | 1,767,771,000 | 2,607,999,000 | 9,484,648,000 |
| Provision for loan losses | 181,000,000 | 490,000,000 | 907,000,000 | 2,057,000,000 |
| Pretax income | 570,408,000 | 879,713,000 | 989,981,000 | -5,779,719,000 |
| Income tax | 188,158,000 | 272,361,000 | 294,517,000 | -271,328,000 |
| Net income | 382,208,000 | 607,057,000 | 684,272,000 | -5,519,852,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,031,451,000 | 10,002,300,000 | 9,820,007,000 | 9,640,018,000 |
| Total capital | 12,971,163,000 | 13,612,196,000 | 13,418,401,000 | 13,233,313,000 |
| Risk-weighted assets | 114,507,953,000 | 116,391,032,000 | 115,398,207,000 | 114,602,890,000 |