Call reports 2007
REGIONS BANK — 2007
What REGIONS BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 133,224,309,000 | 132,667,431,000 | 133,920,777,000 | 137,049,763,000 |
| Total loans | 95,411,418,000 | 95,718,640,000 | 95,287,010,000 | 96,286,671,000 |
| Allowance for loan losses | 1,056,260,000 | 1,061,873,000 | 1,070,716,000 | 1,321,244,000 |
| Securities available for sale | 17,639,348,000 | 16,649,911,000 | 16,095,120,000 | 16,502,235,000 |
| Securities held to maturity | 23,220,000 | 21,929,000 | 24,811,000 | 25,496,000 |
| Trading assets | 429,632,000 | 462,327,000 | 380,055,000 | 627,615,000 |
| Total deposits | 90,849,217,000 | 88,388,815,000 | 85,317,175,000 | 86,374,514,000 |
| Interest-bearing deposits | 70,893,677,000 | 69,120,816,000 | 66,384,475,000 | 67,771,899,000 |
| Noninterest-bearing deposits | 19,955,539,000 | 19,267,998,000 | 18,932,700,000 | 18,602,616,000 |
| Equity capital | 21,368,839,000 | 21,165,674,000 | 21,326,471,000 | 20,843,445,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 2,058,321,000 | 4,043,199,000 | 6,019,040,000 | 7,917,585,000 |
| Interest expense | 859,442,000 | 1,703,776,000 | 2,561,377,000 | 3,374,471,000 |
| Net interest income | 1,198,879,000 | 2,339,423,000 | 3,457,663,000 | 4,543,114,000 |
| Noninterest income | 462,919,000 | 951,315,000 | 1,375,710,000 | 1,782,046,000 |
| Noninterest expense | 897,841,000 | 1,769,293,000 | 2,683,128,000 | 3,627,162,000 |
| Provision for loan losses | 47,000,000 | 107,000,000 | 197,000,000 | 555,000,000 |
| Pretax income | 717,086,000 | 1,381,206,000 | 1,947,065,000 | 2,136,811,000 |
| Income tax | 258,184,000 | 502,197,000 | 695,181,000 | 719,243,000 |
| Net income | 317,807,000 | 737,491,000 | 1,110,290,000 | 1,275,500,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,846,505,000 | 10,797,012,000 | 10,574,568,000 | 9,798,731,000 |
| Total capital | 12,971,255,000 | 13,424,057,000 | 13,209,979,000 | 12,688,360,000 |
| Risk-weighted assets | 109,870,089,000 | 110,006,884,000 | 110,973,963,000 | 113,318,725,000 |